Mortgage: When you request a valuation report on your home, calculate how much you still owe on your mortgage and add that to your liabilities.Here are some common examples of liabilities to include in your net worth calculation. For example, this category could include farm animals, a piece of artwork, or valuable baseball card, or other collectibles. Other Valuables: Include any other items of serious value.Don’t bother with anything worth less than $1,000 unless it has potential future value. If the jewelry has substantial value, it counts as an asset. This may include your engagement ring, family heirlooms, and watches.
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